Mortgage Loan Officer

Full Time
Kennebunk, ME 04043
Posted
Job description
Live here. Play here. Bank here. Work here.
If you’re looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you’ve come to the right place.
Interview applicants applying for mortgage loans by performing the following duties.
Essential Duties and Responsibilities:
  • Interview loan applicants to document income, debt, and credit history.
  • Request documents for verification such as income tax return, bank account number, purchase agreement, and property description.
  • Determine if applicant meets establishment standards for further consideration.
  • Inform applicant of closing costs such as appraisal, credit report, and notary fees.
  • Answer applicant’s questions and obtain signature on information authorization forms.
  • Submit application forms to Mortgage Loan Processor for verification of application information.
  • Call applicant or other persons to resolve discrepancies or asks for additional documentation as necessary.
  • Inform applicant of loan denial or acceptance.
  • Visit establishments such as real estate brokers and builders to promote mortgage service.
Basic Qualifications :
  • Bachelor's degree (B. A.) from four-year college or university
  • Three to five years related experience and/or training or equivalent combination of education and experience
  • Due to a high volume of travel, a valid driver’s license and vehicle are required
Skills and Abilities:
  • Effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization
  • Calculate figures and amounts such as discounts, interest, commission, and percentages
  • Read and interpret bank documents and write routine reports and correspondence
  • Speak effectively before groups of customers or employees of organization
  • Travel to various branch locations

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