Credit Risk Strategy and Execution Oversight (CRSE) function in PBWM Independent Risk organization is responsible for defining strategy, vision and roadmap for strong risk management for US Personal Banking, Global Wealth Management and consumer portfolios in Citi Legacy Franchises – through holistic management of consumer/retail credit risk framework components, integration and alignment across retail credit, wholesale credit and Enterprise risk management frameworks and transformation of underlying processes for both personal banking and wealth risk management including delivery of key priorities to build and scale on digital using analytics and smart automation, 360o monitoring, independent quality assurance & effective challenge of both 1st and 2nd line credit execution to assess compliance to related regulations and Citi policies. As part CRSE function, this role will be senior BI and Analytics lead partnering with Risk/Business SMEs across 1st and 2nd Lines of defense to define/evolve risk management analytical solutions and identify opportunities to enhance support oversight functions

Responsibilities:

• Contribute to the analysis and preparation of reports for Internal Management, Regulators, Auditors, etc. that detail risks inherent in Credit, Market, Operational or other Risk Portfolios. Reporting can cover a variety of areas including but not limited to portfolio concentrations, limit exceptions, stress testing, loss reserves or high-risk exposures.
• Participate in preparing regular and time-sensitive ad-hoc deliverables to the regulators and senior managements, closely working with industry and regional senior portfolio managers
• Lead and perform analytics that support risk policies and strategies.
• Manage & support and advance analytics projects for the senior stakeholders (CROs , MDs) – understand requirements, drive demos and build book of work (selling/marketing team’s capabilities, identify business opportunities, etc.)

• Negotiate internally, often at a senior level to define the book of work and prioritization of resources in case of multiple conflicting projects
• Regularly and effectively communicate with senior stakeholders, both verbally and written, the strategic vision of PBWM BI target state, as well as progress of path to strong effort
• Coordinate, influence and build consensus with colleagues in other areas (such as technology, data owners) to define technology tool set/landscape and resolve data issues
• Keep CRSE leadership and key partners across 1st & 2nd LOD abreast of the status for committed deliverables
• Work with CRSE leadership to support the People, Process and Execution strategy as well as the Communication strategy for the department
• Lead and develop a team of data scientists (hiring, performance feedback, career development)
• Analyze and evaluate risk framework and risk management business processes, anticipate requirements, and identify areas for transformative / digitization improvements for effective and efficient integration of consumer and wealth business and risk practices
• Lead role-based strategy design including providing inputs to transformation programs on business requirements for analytics, calculations, dashboards and workflows to enable delivery of seamless risk user & role-based journeys (from CRO to Group Risk Directors to Business Risk Managers)
• Challenge/support the team on technical/coding, as needed.
• Identify opportunities and design/drive process improvements.
• Responsible to a degree for technical strategy and target technology landscape for risk analytics and BI toolset

Qualifications:

• Bachelor’s/University degree, Master’s degree preferred
• Proven interpersonal skills including team or project management, running Committees, and communicating at all levels of the organization. Ability to influence senior stakeholders including CROs and MDs
• Superior communication, presentation, articulation, and negotiation skills
• Strong analytical, critical thinking, and problem-solving abilities. Ability to convert tech data to meaningful business insights.
• 10+ years of experience preferred in a mix of the following functions: risk management and oversight, strategic consulting, or policy and risk framework
• Experience in retail credit risk preferred
• Experience in managing complex projects with diverse stakeholder groups
• Excellent judgment and independent decision-making ability
• Hands on experience with analytical tools/languages (tableau, Python, Power BI) and experience with big data a desired plus

-

Job Family Group:

-

Job Family:

-

Time Type:

-

Primary Location:

-

Primary Location Salary Range:

-

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting