Summary

Kitsap Credit Union is hiring for a Full-Time, Non-Exempt Underwriter for our Indirect Lending Department, to work out of our Harborside location in beautiful Kitsap County. This position is responsible for Underwriting Indirect Loan Applications submitted by Dealerships and other Vendor Partners for current and new members. This role is hybrid eligible.

Quick Facts

Compensation: $25.75 to $35.33 - Depending on experience

Working hours: Availability Needed Sunday- Saturday 8 AM – 7 PM; Hours Vary; Full Time; Hybrid Eligible

Grade: Seven

Seniority level: Individual Contributor

Reports to: Director, Indirect Lending

Industry: Banking

Job Functions: Lending, Loan, Indirect Lending.

Typical Job Duties

• Ensure that all loan applications are reviewed for credit worthiness according to current credit union policy.
• Work with dealer and vendor partners to review complex loan applications while using sound judgment in decision-making and problem solving.
• Meet or exceed credit union objectives in terms of volume, credit quality, and loan exceptions.
• Effectively communicate loan decision details with dealer and vendor partners to include loan denial reasons, counteroffers, and underwriting stipulations.
• Ability to properly identify various documents for accurate income analysis, identity verification, and proof of residence.
• Maintain a high level of confidentiality within the credit union relative to any information received directly or indirectly

This role may be right for you if you enjoy diving into details and data to make informed decision. You pride yourself on your ability to understand complex information and to communicate ideas effectively. Your previous employers praise your ability to thrive in a fast-paced, highly engaged work environment and your previous co-workers talk about the ease with which you handle what otherwise might deem difficult conversations with customers and stakeholders. Your friends consider you easy to talk to and your family is impressed by your skills in negotiating with others.

Basic Qualifications

• High school diploma or GED.
• Three years of lending experience with knowledge of applicable rules and regulations involved in the lending function required.

Preferred Qualifications

• Bachelor’s degree or equivalent work experience.

What We Offer

Not only are we one of the largest credit unions in Washington State, and growing, we are also a company that cares about its employees. We back that up for our employees by offering competitive pay and a benefits package that helps support you and your family’s lifestyle. We value our employees, and we strive to keep our benefits comprehensive and affordable. Some of our benefits include:

Careers | Kitsap Credit Union (kitsapcu.org)

• Free onsite parking
• Annual time off and sick time accrued
• 10 Paid holidays
• 2 Personal days
• Medical, Dental, Vision, Short- and Long-term Disability, Life and AD&D Insurance
• Employee Assistance Program
• Choose from a PPO medical plan or a High Deductible with a Health Savings Account
• 3% KCU funded Safe Harbor Contribution to your 401K
• KCU will match up to 2% of your 401K contributions
• All 401K contributions are 100% vested
• Potential annual incentive in all roles within Kitsap Credit Union
• Tuition reimbursement
• 8 hours of paid volunteer time off
• Discounts on KCU's products and services
• Paid Care.com membership including back up childcare reimbursement
• Paid RethinkCare subscription, a personal wellness and professional resilience program

We believe in the power of belonging – it’s in our DNA as a not-for-profit, member-owned cooperative. Our un-bank-like structure ensures that we remain all about people: our members, our employees, and the people in the communities where we live and work. We work hard to provide a collaborative and inclusive environment where you can grow and excel in your career.

We are dedicated to serving our members by providing personalized experiences, convenient access, and highly competitive products and services. But it goes much deeper than that. For more than 86 years, we have been relentless about making a positive difference in our communities. We understand that when our members and communities succeed, we all succeed, and that success can’t happen without great employees. If this is the kind of organization, you’re looking for.

****** Employment is contingent upon satisfactory credit, background, and reference checks. Kitsap Credit Union is an Equal Opportunity Employer. All qualified applicants for employment will receive consideration without regard to sex, marital status, race, color, religion, national origin, age, veteran status, disability, genetic information, or any other protected status. ******

1/3/23

#INC