(This position may be located at our Polk City, Clive, or Norwalk branches.)

Responsibilities

A Senior Credit Analyst is responsible for obtaining, evaluating, and analyzing sources of credit and financial information for commercial or agricultural loan customers. This position will work with and provide support to lenders to prepare accurate and effective written credit presentations and memos based on financial analyses to allow lenders and committee members to make informed credit decisions. Will assist in maintaining complete and well-organized electronic loan files and develop a strong understanding of the bank’s credit policy and procedures. Will assist in identifying and documenting credit file exceptions and loan policy exceptions. May serve on internal committees such as Senior Loan Committee, Loan Review Committee, attend and provide feedback in commercial and agricultural lender meetings, and other duties as needed. May participate in customer meetings with lenders in order to develop a better understanding of commercial or agricultural customers and their operations. Will maintain independence in the credit underwriting function in order to uphold the bank’s record of industry leading risk management practices and high credit portfolio quality.

Requirements

• Strong connection to the Metro or Luana Savings Bank branch communities
• Excellent written and verbal communication skills
• Ability to obtain and analyze financial information efficiently and accurately
• Enjoys analytical work as well as interacting and communicating with fellow team members and customers
  
• Ability to multi-task and handle a multitude of tasks, projects, and deadlines at all times
• Satisfy lender and customer inquiries in a professional manner
• Follow all established policies, procedures, and State and Federal regulations
• Attention to detail and accuracy
• Strong problem solving and time management abilities
• Strong business professional abilities including high proficiency in MS Office Suite (Microsoft Word, Excel, Outlook), as well as familiarity or ability to quickly learn file imaging and other bank programs and technology
• Extensive knowledge, experience, and interest in banking procedures and the ever-changing banking industry
• Bachelor's Degree or extensive coursework in business administration, accounting/finance, agribusiness, or credit/underwriting related fields
• Minimum of 5 years field-related training and/or experience at a financial institution
  
• Minimum of 3 years commercial or agricultural credit analysis experience
• Reside within 30 miles of designated office or willing to relocate, (if relocating, please provide details in cover letter)

Additional Info

• At-Will, Full-Time position based on 40 hours per week
• Schedule is 8AM-4:30PM M-F
• Travel: Some
• Employment is subject to background and credit check

Benefits

• Paid Vacation, Sick, Personal, and Volunteer time off
  
• Single, spouse, or family medical coverage offered with majority paid by employer - Employer funded HSA Account compliments the medical coverage plan
• 401(K) plan with employer match
• Additional Profit Sharing Plan that tops the industry

Luana Savings Bank is a TOP WORKPLACE named continuously by the Des Moines Register, operating with around 100 employees across 6 locations. We provide a team atmosphere where new ideas are encouraged. Every staff member is important and appreciated. We understand a successful business relies on staff contentment to provide the best customer experience possible. Our extremely low turnover rate and employee longevity, as many as 50 YEARS OF SERVICE, is a testament to why professionals choose a career with Luana Savings Bank.