COMPANY DESCRIPTION: Forbright Bank is a full-service bank, commercial lender, and asset manager headquartered in Chevy Chase, Maryland. Forbright is a banking and financing visionary leader in clean energy, healthcare, technology, financial services, real estate, and other industries with extraordinary service.

COMPANY CULTURE: We are a dynamic, high energy, fun, and fast-paced organization that has an exciting growth trajectory, meaningful mission, and embedded responsible environmental, social, and governance (ESG) practices into our daily interactions. We offer our team members a culture of collaboration, inclusion, flexibility, recognition, and giving back. We look to hire individuals that are passionate about our mission, and who are motivated, customer and results-oriented, innovative, adaptable, and thoughtful.

COMPANY MISSION: We are a values-driven institution with an uncommon commitment to decarbonization and sustainability. As the need to build a more sustainable, low-carbon economic system grows increasingly urgent, we are dedicating half of our assets to financing the companies, investors, and innovators driving that change. We are reimagining how a bank should operate in a changing world.

JOB SUMMARY: We are looking to hire a Portfolio Associate that will be responsible for managing credit risk in the Community Lending Portfolio at Forbright Bank. The Portfolio Associate will assist the Portfolio Manager and Relationship Manager with credit underwriting and general portfolio management to help minimize the risk of loss for the Bank.

DUTIES AND RESPONSIBILITIES:

• Works closely with Relationship Managers to manage maturing loans and prepares loan renewal and modification approval write-ups to present to the Bank's credit committee.
• Completes financial analysis for individuals and non-individuals to include an assessment of the borrower’s ability to service debt.
• Prepares modification approval write-ups to present to the Bank's credit committee.
• Formulates collateral analysis models by researching, summarizing, and analyzing comparable sales for real estate related transactions.
• Assists with the department’s financial exception, covenant testing, maturity, construction portfolio and borrowing base monitoring processes, as needed.
• Compile consumer due diligence (CDD), to include background searches (Google), on all Borrowers and Guarantors and document findings per procedure.
• Completes annual risk ratings and reviews for assigned credits by performing financial analysis on the reporting provided by the borrowers and identifying the trends and developments which may impact loan performance and its risk rating.
• Completes special projects and other duties on an as needed basis

QUALIFICATIONS:

• Bachelor’s Degree from a 4-year accredited institution is required.
• 0-3+ years of credit analysis and/or portfolio management experience with a commercial bank or commercial finance company.
• A strong understanding of accounting and finance matters.
• High proficiency with Excel and other Microsoft Office products.
• Outstanding quantitative and qualitative analytical skills.
• Acute attention to detail with the ability to think critically and independently.
• Exceptional attitude and commitment to teamwork.
• Excellent written and verbal communication, presentation, and interpersonal skills.
• Well-developed organizational skills, including the ability to multi-task and prioritize work.
• Ability to perform the duties as described in this document.

POSITION REQUIREMENTS: The requirements described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable employees to perform the essential functions. Work is conducted primarily in an office; however, some positions may be conducted remotely via technology. While performing duties of this job, the employee may be regularly required for prolonged periods of time to:

• Sit or stand at a desk
• Walk, stoop down, crouch, kneel or bend over
• Use hands and fingers
• Utilize a computer monitor with visual acuity
• Operate technology and other office machinery such as printers, fax machines, scanners, etc.
• Communicate clearly both verbally and in writing with others

ADDITIONAL DUTIES: For Forbright Bank to remain efficient and nimble as a growing organization, team members are expected to exhibit a high level of flexibility regarding any duties that may be situationally assigned outside of this job description.

ADDITIONAL DUTIES: For Forbright Bank to remain efficient and nimble as a growing organization, team members are expected to exhibit a high level of flexibility regarding any duties that may be situationally assigned outside of this job description.

GIqNyfMGNj