Job description
A job offer is contingent upon completion of a satisfactory background check.
Who are we?
Frandsen Bank & Trust started in 1982 and has since expanded to nearly 40 locations that range from Minnesota to North Dakota to Wisconsin. We are a family owned community bank whose focus is on our customers and our communities.
Why join our team?
For the past 5 years, including the most recent survey from 2021, Frandsen Bank & Trust has been voted as one of the top 175 places to work by our employees. We pride ourselves in facilitating a culture that is both engaging and welcoming.
Frandsen Bank & Trust is seeking a Business Banker for our Zumbrota, MN location. This position is responsible for prospecting and developing new client relationships, managing existing client relationships, and cross-selling our wide range of financial services to our customers and prospects located in the surrounding communities.
Desired Skills
- Actively supports the lending staff develop new and existing business relationships through key contacts within the local community to market the bank’s services with emphasis on commercial lending and other areas as designated.
- Analyzes individual loan documents to determine customers’ cash flow, ability to pay the loan, profit potential of the loan, etc. in order to minimize loan loss and maximize potential profit.
- Supports lending staff meet and interview applicants to determine creditworthiness, deny or grant each loan, secure required signatures, explains procedures or reasons for denial, and presents possible alternatives to those denied to maintain a favorable bank image.
Minimum Requirements
- 3-5 years’ experience in lending
- Bachelors degree or equivalent work experience
- Ability to work independently
- Excellent organization and communication skills
- Strong credit analysis and underwriting skills
Job Type: Full-time
Pay: $55,000.00 - $65,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Professional development assistance
- Retirement plan
- Tuition reimbursement
- Vision insurance
Schedule:
- 5x8
- 8 hour shift
- Day shift
- Monday to Friday
- No nights
- No weekends
Supplemental pay types:
- Commission pay
Ability to commute/relocate:
- Zumbrota, MN 55992: Reliably commute or planning to relocate before starting work (Required)
Experience:
- Lending: 3 years (Required)
- Mortgage servicing: 1 year (Preferred)
- Customer Development: 2 years (Required)
- Banking: 1 year (Required)
Work Location: One location
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